I owe 150,000 dollars to the IRS. You think you have problems? This wasnt a case of fraud or anything like that. I owned a business and fell on hard times. (Making bad business decsions is aparently my specialty). I tried to keep as many people employed as possible and in doing so was unable to pay some employer taxes. Am I worried? yeah maybe a little. ( ok im shaking in my boots). The irs is going to  take everything, My house, cars, well pretty much everything. Sometimes I get severly depressed and angry. And then it happens.  As I am sitting there in my chair in one of those depressed states, a  five year old little boy walks in and asks me whats wrong. And for that moment absolutly nothing is wrong. We will spend whats left of the day together doing things that are fun to a 5 year old. (This usually involves me on the ground in excrutiating pain).  Later I get a booster shot from a 3 year old little boy jetting across the backyard in a superman or spiderman costume while he sings the Indiana Jones Theme??? Dont know where he got that from.  And still again my loving and supportive wife is never far away.  You see Ive learned something. Believe it or not, I didnt for a long time. MONEY is not what you should be worried about. As a matter a fact it should rank way low on your list of priorities. ( right below a good piece of cheese cake).  I know that eventually I will pay out of this IRS problem. Could take me 50 years but 50 years i will spend wisely on my credit card of life.  I consider myself very lucky that I learned my money lesson very early in life. Iam 33 years old now. I may have to start over a few times and I my have much less than what I use to have. And by much less I mean close to nothing. But I have a secrect weapon, I have two little boys, a little girl on the way, and a wife all that will always love me no matter what. (By federal  ccr code 11.9934x, the irs can not seize any living family members. This includes dogs cats and fish but may exclude mother in laws). I may come out ahead after all. 

I will always teach my children what I know is right and I will always give them as much of my time as they need. but most of all I will keep trying for them. And as long as I do that, the rest kinda falls in place. I can handle No air conditiong, no cable tv, 1 shared car and a cramp apartment. What I cant handle is giving up. 

I know most people who read this are looking for a sympathetic ear and you have it. If i were a rich man I would help as many people as I could. But for now all I can do is share this small journey that I am going through in my life. I am 33 years old I have maybe 40 years left to care about what really matters. Thats almost half my life that has gone by. I am going to make the best of it no matter what happens.